:root{--navy:#0B1F3A;--gold:#D4A63A;--light:#f7f8fb}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,sans-serif;background:var(--navy);color:#fff;line-height:1.6}
.container{max-width:1200px;margin:auto;padding:0 20px}
header{position:sticky;top:0;background:#08162b;padding:15px 0}
nav{display:flex;justify-content:space-between;align-items:center}
nav a{color:#fff;text-decoration:none;margin-left:18px}
.hero,.section{padding:80px 0}
.hero h1{font-size:56px;margin:0 0 10px}
.btn{display:inline-block;background:var(--gold);color:#000;padding:14px 22px;border-radius:8px;text-decoration:none;font-weight:bold;margin-right:10px}
.light{background:#fff;color:#111}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.card{background:#fff;color:#111;padding:20px;border-radius:12px}
.pricing{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}
.plan{background:#fff;color:#111;padding:24px;border-radius:12px}
footer{background:#08162b;padding:40px 0}
input,textarea{width:100%;padding:12px;margin:8px 0}
@media(max-width:768px){.hero h1{font-size:38px}nav{flex-direction:column}}